A candidate’s election sign hasn’t been attached correctly and blows off in bad weather – damaging a third party’s property, or injures a person walking past.
This means that as elected members, you should be protecting yourself by taking out public liability insurance. This type of policy is designed to cover you for claims as a result of negligence, and will also cover the sign on private land (if permitted), with no restrictions on size.
Under this type of policy, the people installing the signage will be covered even though they are not Council employees.
If you are undertaking the following activities, then we highly recommend you have a public and products liability policy:
Are a Council candidate
Holding meet and greets with residents
Putting up signage
Signage being distributed on Council land
Required to obtain a permit and liability insurance
Speak to your LGIS member services account manager for advice.
Since publishing this article, Main Roads has released guidelines regarding the installation of advertising material – read here.
The scenario: The worker, Fred Dagg, has worked at the Shire of Westralia as a Plant Operator for 35 years. Fred was an accomplished footballer and cricket player having represented the town at many sporting competitions over the years.
As a local government delivering services to your community, any interactions you have with third parties – directly or indirectly – introduces liability risk exposures.
Manual tasks are performed by all workers within local government, and are classed as physical work activities that can be defined as any activity requiring a person to use their musculoskeletal system.